Includes index.

From the publisher. Clean up your credit with the acclaimed plain-English guide to fixing your credit troubles. Nearly 80 percent of credit reports contain errors. In a tough economy when credit is tight, you need to be certain that your financial records are correct and up to date. A less-than-flattering report can hurt your chances of qualifying for credit card, loans, renting an apartment -- even finding a job. But a bad credit report can almost always be improved or corrected. Credit Repair shows you how to fix your credit situation, explaining the necessary steps in plain English. Learn how to: decipher your credit report; get mistakes on your credit report fixed; avoid credit discrimination; get positive information added to your credit report; plan a realistic credit repair strategy; negotiate with creditors; avoid future problems by establishing a realistic budget and getting out of debt now. Credit Repair includes dozens of forms and letters that will help you spruce up your credit report as easily as possible!